Legal
Please read these Terms of Service carefully before submitting any information to AccuraLead LLC. By submitting a form, completing a quiz, or engaging with any AccuraLead service, you agree to be bound by these terms.
If you do not agree, do not submit your information.
AccuraLead LLC ("AccuraLead," "we," "us," or "our") is a Florida limited liability company operating as a lead generation intermediary. We do not provide mortgage loans, equipment financing, credit repair services, legal advice, or financial advice. We connect consumers and business owners with licensed third-party service providers in those industries.
Legal name: AccuraLead LLC
Address: 7901 4th St N, Ste 300, St. Petersburg, FL 33702
Email: karl@accuralead.com
Phone: 305-857-5275
AccuraLead operates a lead generation platform. When you submit your information through a quiz, form, or intake page operated by AccuraLead or its partners, you are requesting to be connected with one or more third-party service providers who may be able to assist you.
AccuraLead is not a mortgage lender, mortgage broker, equipment finance company, credit counseling agency, or credit repair organization. Any services you receive are provided by third parties, not AccuraLead. AccuraLead does not control, endorse, or guarantee the services of any matched provider.
You must be at least 18 years of age and a legal resident of the United States to use our services. By submitting your information, you represent and warrant that you meet these requirements. Services involving credit or financing are subject to the eligibility requirements of the applicable provider.
By submitting your phone number through any AccuraLead form, quiz, or intake page, you expressly consent to receive autodialed and/or pre-recorded calls and text messages (SMS/MMS) from AccuraLead LLC and matched service partners at the number provided — including mobile numbers — even if the number is on a state or federal Do Not Call registry.
This consent is given pursuant to the Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227. Consent is not required as a condition of purchasing any product or service. You may revoke this consent at any time by replying STOP to any text, or by contacting us at karl@accuralead.com.
Message frequency varies based on your inquiry and engagement. Standard message and data rates may apply. To opt out of SMS, reply STOP to any message. To get help, reply HELP or contact us at 305-857-5275.
By providing your email, you consent to receive emails from AccuraLead and matched service partners regarding your inquiry. All commercial emails comply with the CAN-SPAM Act and include a clear unsubscribe mechanism honored within 10 business days.
AccuraLead is not a mortgage lender, mortgage broker, or mortgage banker. We do not originate, underwrite, or approve mortgage loans. Submitting a mortgage inquiry through AccuraLead does not constitute a loan application and does not guarantee loan approval, a specific interest rate, or any loan terms.
Matched mortgage professionals are independently licensed under applicable state and federal law, including the SAFE Act. All loan products are subject to credit approval, underwriting guidelines, and applicable regulations. Interest rates, loan terms, and fees are determined solely by the lender and may vary based on your qualifications.
AccuraLead may receive compensation from matched mortgage professionals for referrals. This referral relationship does not affect the loan terms you are offered.
AccuraLead is not an equipment lender, lessor, or broker. We connect business owners seeking equipment financing with commercial finance brokers and direct lenders. Submitting an equipment finance inquiry does not constitute a credit application and does not obligate any party to provide financing.
All financing is subject to credit approval, business verification, and the underwriting requirements of the applicable lender. Equipment finance transactions are commercial in nature and may not carry the same consumer protections as personal credit products.
Sharing your business information with AccuraLead does not initiate a credit inquiry. Any hard credit pull requires your separate, direct authorization with the lender.
Required Disclosure Under the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679:
You have a right to dispute inaccurate information in your credit report without the assistance of a credit repair organization. You may contact each of the three major consumer credit bureaus directly — Equifax, Experian, and TransUnion — to dispute errors at no charge.
AccuraLead is a lead generation intermediary, not a credit repair organization. We connect consumers with credit repair companies. Any credit repair company you are matched with must provide you with a written statement of your rights and a written contract before performing any services. You have the right to cancel any credit repair contract within three business days of signing.
AccuraLead does not guarantee any improvement to your credit score or credit report. Results of credit repair services vary based on individual circumstances and are solely the responsibility of the matched provider.
AccuraLead does not guarantee that you will be matched with a service provider, receive a loan or financing offer, or achieve any specific outcome. Matches are based on the information you provide and the availability of providers in your area. AccuraLead makes no representation that any matched provider will meet your needs or that their services will produce a desired result.
This section applies to businesses that purchase leads from AccuraLead.
AccuraLead delivers leads that pass our qualification criteria as described in our service agreements. Leads are 100% exclusive — delivered to one buyer only and never resold.
A dispute may be submitted within 7 calendar days of lead delivery. Valid return criteria: disconnected phone number and bounced email (both required), fictitious or fraudulent business information, duplicate delivered within 30 days, lead falls outside agreed-upon territory, or contact is not a decision-maker as specified in the service agreement.
Valid disputes result in replacement leads. AccuraLead does not issue cash refunds. Replacements are honored for up to 12% of monthly lead volume with no questions asked. Leads that did not respond, changed their mind, or chose a competitor do not qualify for replacement — those outcomes are part of the normal sales process.
You agree to provide accurate, current, and complete information when submitting any form or quiz. Providing false information, including a name, phone number, or financial status that does not belong to you, is a violation of these Terms and may result in your information being discarded without matching.
All content on AccuraLead's websites, including text, graphics, logos, quiz flows, and data models, is the property of AccuraLead LLC or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any AccuraLead content without prior written consent.
AccuraLead's services are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that our services will be uninterrupted, error-free, or that any matched provider will meet your requirements. To the fullest extent permitted by law, AccuraLead disclaims all warranties, including implied warranties of merchantability and fitness for a particular purpose.
To the fullest extent permitted by applicable law, AccuraLead LLC, its members, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or your reliance on any matched provider. AccuraLead's total liability for any claim arising from these Terms shall not exceed the greater of $100 or the amount you paid AccuraLead directly in the 30 days preceding the claim.
Some jurisdictions do not allow the exclusion of certain damages. In those jurisdictions, our liability is limited to the fullest extent permitted by law.
You agree to indemnify and hold harmless AccuraLead LLC, its members, officers, employees, and agents from any claims, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of our services, your violation of these Terms, or your violation of any rights of a third party.
AccuraLead may link to or reference third-party websites, platforms, or services. We are not responsible for the content, privacy practices, or terms of any third party. Any transaction between you and a matched service provider is solely between you and that provider. AccuraLead is not a party to any such transaction.
These Terms are governed by and construed under the laws of the State of Florida, without regard to conflict of law principles. Any dispute arising from these Terms shall be resolved in the state or federal courts located in Pinellas County, Florida. You consent to personal jurisdiction in those courts.
Before initiating any formal legal proceeding, you agree to contact AccuraLead at karl@accuralead.com and provide a written description of the dispute. We will attempt to resolve the matter within 30 days. If resolution is not reached, either party may pursue available legal remedies.
You agree that any claim must be brought in your individual capacity and not as a plaintiff or class member in any purported class action.
AccuraLead may update these Terms at any time. When we do, we will update the date at the top of this page. Material changes will be communicated by email or notice on our website. Continued use of our services after any update constitutes acceptance of the revised Terms.
If any provision of these Terms is found to be unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and AccuraLead LLC regarding your use of our services and supersede all prior communications and agreements on the subject.
Questions about these Terms:
AccuraLead LLC
7901 4th St N, Ste 300
St. Petersburg, FL 33702
Email: karl@accuralead.com
Phone: 305-857-5275