Matching vetted homebuyers to

Sold once to your side of the table, in writing. Your file never goes to another mortgage broker or lender — ever. When the buyer isn't already working with an agent, the file may also go to one real estate agent in that town. A broker and an agent aren't competitors; you're two halves of the same closing. What never happens is five lenders dialing the same buyer until they stop answering.

Seven-day dispute window from delivery. Valid returns: disconnected phone and bounced email, fictitious identity, a duplicate, or a buyer outside your claimed territory. Valid disputes are replaced, not refunded — no questions asked. We don't replace buyers who didn't pick up, changed their mind, or chose another lender — that's the sales process, and it's yours.

It happens, and it is not a bad file — the screen was real, the buyer was real, the calendar was real. We re-engage them once at no cost to you and put the call back on your calendar. If they will not rebook, you get a replacement file. What you paid for is a screened buyer, not a guaranteed conversation.

No term, no retainer, no minimum. You sign a one-page order that confirms your territory, your buyer criteria and your quantity — that is it. Files are prepaid, and any balance you have not used comes back on request within five business days. Buy one file and judge us on it. If the quality drops, you stop buying — that is the only accountability mechanism worth having.

Never. The buyer states their own credit range on our call, and every file is tagged "stated" so you know exactly what you're looking at. Nothing touches their score until you start a real application with them.

Each file reaches you the same day it clears the screen, usually within hours of the call, while it is still warm. Volume is a different question. Search demand for these programs is finite in any territory, so a territory yields a limited number of files that clear the 17-point screen each month — that is why a file costs what it does, and why territory is first come. We would rather ship you four files you can work than forty you cannot. Delivered by instant notification plus a shared pipeline updated in real time.

You should be skeptical — most operations earn it. The usual failure is shared leads, vague criteria, no dispute process, and a retainer that runs whether results come or not. Here: no retainer, written screening criteria you can hold us to, a defined replacement policy, and every file sold once to your side of the table.

You're the only agent who gets that file, and your town is yours alone. The same buyer may also go to one mortgage broker, because a lender and an agent aren't competing for the same job — you're two halves of the same closing, and a buyer who's already talking to a lender is further along for you, not further away.

Town-level and first-come. When you claim a town, no other agent can buy files from it while you're active. Larger teams can hold several towns or a county. We confirm what is available on the call.

Not automatically, and we won't claim otherwise. Every file has been graded against the loan programs in their market, with a stated credit band, income range, savings and timeline — but a pre-approval letter comes from a licensed lender, not from us. If a file says a pre-approval is in progress, that's because a licensed loan officer confirmed it.

Seven-day dispute window. Disconnected phone and bounced email, fictitious identity, a duplicate, or a buyer outside your claimed town all get replaced — no questions asked. Replacements, not refunds. Buyers who didn't answer or went quiet aren't returnable; that's the job.

It happens, and it is not a bad file — the screen was real, the buyer was real, the calendar was real. We re-engage them once at no cost to you and put the call back on your calendar. If they will not rebook, you get a replacement file. What you paid for is a screened buyer, not a guaranteed conversation.

No, and we won't. AccuraLead is paid a flat fee per file, and never a referral fee or a share of a commission at closing. That keeps this a marketing purchase rather than a referral arrangement, which matters for both of us.

None. Buy one file and judge us on it. No retainer, no monthly commitment, no term. The only scarce thing is the town. Files are prepaid, and any unused balance is refundable on request.